After a DWI conviction or plea agreement, there are consequences. Most people understand that jail time, probation, fines, rehabilitation or diversion programs are among the types of punishments. But not everyone realizes that there are other collateral consequences of drunk driving, such as the impact on your auto insurance coverage.
Once you have been convicted of DWI, your auto insurance rates will most likely go up. Your insurer will have to compensate for you now being a “high-risk” driver. This may add strain on your finances, which may already be impacted by court fines associated with your DWI.
In Missouri, you will be required to carry an SR-22 after you have been convicted of DWI. This is a certificate filed by your insurance company with the state verifying that you have insurance coverage, as you are now considered a “high-risk” driver.
Not every individual convicted of DWI needs an SR-22. The judge in your case makes that determination. There is an additional cost for an SR-22, and it must be carried for a certain period of time. If it expires or is canceled, your insurer is expected to issue an SR-26, which verifies that the SR-22 is no longer active.
At the St. Louis office of Travis Noble, P.C., we can provide you with all of the information you need regarding SR-22 certificates, insurance after a drunk driving conviction, consequences and any other questions or concerns you may have. We offer a free initial consultation so you can discuss your situation with a Missouri DWI defense lawyer at our firm.
Call us today at (314) 970-4983 or contact us online now.
